| Home Insurance Quotes for Nevada |
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A home is often a person's largest asset and protecting it properly can be complicated. If you are faced with the sometimes daunting task of shopping for homeowner's insurance, don't worry! A Better Way is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy at the lowest premium!
Homeowners Insurance 101
Homeowner's coverage doesn't have to be difficult to understand. Typically, a basic Nevada homeowner's insurance policy will cover the following*:
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The structure - A homeowners policy protects your dwelling for damage due to threats like fire and smoke, lightning, theft and windstorm. Typical exclusions, such as flood damage or earthquake damage will require the purchase of a separate policy |
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Personal possessions - Family possessions and personal property also are covered by homeowners insurance. In most cases, you will be covered for damage or theft of personal property |
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Note: There are limits for certain items (jewelry, firearms, artwork, etc) and the amount may not be sufficient to cover the replacement of property, so you may want to purchase additional coverage for those items
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Living expenses in case of a loss - If your home becomes uninhabitable because of an insured loss, this coverage provides protection for additional living expenses while your home is rebuilt |
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Liability - Homeowners insurance also provides compensation for liability claims and medical expenses, as well as other claims that result from property damage and personal injury suffered by others. This coverage applies whether an accident occurs on the policyholder's property or while away from home |
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Valuable Articles/Floater policies (i.e. Jewelry Insurance) |
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Flood policies |
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Earthquake policies |
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Umbrella policies (additional liability) |
The needs of every home owner are different and your home insurance policy should reflect that. At A Better Way we will provide a homeowner’s insurance policy that will best suit you and your family.
Contact us today for more information on our comprehensive homeowner’s insurance policy options.
* Descriptions above are for informational purposes only. For exact coverage details review your policy
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